Kwacha (ZMK) = 100 ngwee. Notes are in denominations of ZMK50,000, 20,000, 10,000, 5000, 1000, 500, 100 and 50. Coins are in denominations of ZMK1, and 50, 20, 10, 5, 2 and 1 ngwee.

Exchange of foreign currency is carried out at authorised banks and bureaux de change.

Most hotels, restaurants, travel agents and bigger shops accept credit cards. ATMs are available within Lusaka and some of the major towns in Zambia. Standard Chartered and Barclays Bank have ATMs which accept Visa.

Widely accepted. To avoid additional exchange rate charges, travellers are advised to take traveller's cheques in US Dollars, Euros or Pounds Sterling.

The import and export of local currency is limited to ZMK100. Free import of foreign currency subject to declaration on arrival. The export of foreign currency is limited to the amount declared on import. All passengers entering or departing from Zambia must declare all currency notes exceeding US$5000 or equivalent.
Note: Currency declaration forms and exchange receipts must be shown if purchasing airline tickets in Zambia.

Date	Jul 06
£1.00=	ZMK6,179.58
$1.00=	ZMK3,395.00

Vary from bank to bank, but most are open Mon-Fri 0815-1430. Some banks are open 0815-1030 on the first and last Saturday of the month.

The following items may be imported into Zambia by persons over 18 years without incurring customs duty:
200 cigarettes or 450g of tobacco; one opened bottle of alcoholic beverages.